Fill out 1095-B (Health Coverage) online
Form 1095-B is issued by health insurance providers to report that you and your dependents had qualifying health coverage during the year. It confirms minimum essential coverage for each month of the tax year.
How to fill out 1095-B (Health Coverage)
Enter responsible individual information
Part I identifies the responsible individual (policyholder): name, SSN, date of birth, and address.
Enter employer or coverage provider information
Part II identifies the employer sponsor (if employer-sponsored) and Part III identifies the issuer or coverage provider, including their name, EIN, and contact information.
List covered individuals
Part IV lists each individual covered under the policy, including their name, SSN or date of birth, and the months they were covered during the year.
Verify coverage months
Check the boxes for each month of coverage for every listed individual. If coverage was for all 12 months, check the "all 12 months" box.
About 1095-B (Health Coverage)
Who needs this form
Health insurance issuers, self-insured employers (with fewer than 50 full-time employees), and government agencies that provide health coverage. They send this form to each covered individual by the employee or recipient furnishing deadline listed in current official instructions.
Where to submit
Providers file Copy A with the IRS by the applicable IRS filing deadline for the filing year (paper and electronic deadlines can differ). They send Copy B to covered individuals. Individuals keep this form for their records but do not attach it to their tax return.
Source and content freshness
- Reviewed: 2026-02-16
- Check the latest official form instructions for the filing year that applies to you.
- Filing deadlines may shift for weekends and holidays. Verify due dates with official instructions.
Common mistakes to avoid
- Confusing Form 1095-B with 1095-A (Marketplace) or 1095-C (large employer)
- Not verifying the months of coverage are accurate
- Discarding the form before filing taxes
- Not contacting the issuer if information is incorrect
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What is the difference between 1095-A, 1095-B, and 1095-C?
Form 1095-A is from the Health Insurance Marketplace for people who bought coverage through Healthcare.gov or a state exchange. Form 1095-B is from insurance companies for individual, small group, or government-sponsored coverage. Form 1095-C is from large employers (50+ full-time employees) reporting the coverage they offered.
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