Fill out Teacher Loan Forgiveness Application online
The Teacher Loan Forgiveness Application allows eligible teachers to receive forgiveness of up to $17,500 on their Direct Subsidized and Unsubsidized Loans and Subsidized and Unsubsidized Federal Stafford Loans after completing five consecutive years of teaching at a qualifying low-income school or educational service agency.
How to fill out Teacher Loan Forgiveness Application
Enter borrower information
Provide your name, Social Security number, date of birth, address, phone number, and email address.
Provide teaching service details
List each qualifying school where you taught during the five consecutive academic years, including the school name, address, dates of employment, and whether you taught full-time.
Obtain certification from your school
Have the chief administrative officer at each school where you taught complete the certification section, confirming your employment dates, full-time status, and the subjects you taught.
Sign and submit
Sign and date the form, certifying that the information is true and correct. Submit the completed form to your loan servicer for processing.
About Teacher Loan Forgiveness Application
Who needs this form
Teachers who have completed five consecutive complete academic years of full-time teaching at a qualifying low-income elementary or secondary school or educational service agency, and who had no outstanding Direct Loan or FFEL Program balance on October 1, 1998, or on the date they obtained a loan after October 1, 1998.
Where to submit
Submit to your loan servicer after completing the five consecutive years of qualifying teaching service. Your chief administrative officer (principal, superintendent, or HR director) must certify your teaching service on the form.
Source and content freshness
- Reviewed: 2026-02-16
- Filing deadlines may shift for weekends and holidays. Verify due dates with official instructions.
Common mistakes to avoid
- Not verifying that your school qualifies as a low-income school (check the Teacher Cancellation Low Income Directory)
- Applying before completing five full consecutive academic years of teaching
- Not meeting the "highly qualified teacher" requirements for the $17,500 forgiveness amount
- Having the wrong official certify the teaching service (must be the chief administrative officer)
Frequently asked questions
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Can I receive both Teacher Loan Forgiveness and PSLF?
Yes, but the same period of teaching service cannot count toward both programs simultaneously. You can use Teacher Loan Forgiveness for the first five years of teaching, then begin accumulating PSLF qualifying payments afterward. The five years used for Teacher Loan Forgiveness will not count toward the 120 PSLF payments.
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