Fill out VA Form 26-1880 (Request for Certificate of Eligibility) online
VA Form 26-1880 is used by veterans, active-duty service members, and eligible surviving spouses to request a Certificate of Eligibility (COE) for a VA-backed home loan. The COE verifies to lenders that you meet the service requirements for a VA loan, which offers benefits like no down payment and no private mortgage insurance.
How to fill out VA Form 26-1880 (Request for Certificate of Eligibility)
Enter personal information
Fill in your name, date of birth, Social Security number, VA file number (if any), and contact information.
Provide military service details
Enter your branch of service, service number, and dates of active duty. If you are a surviving spouse, provide the veteran's information.
Describe the loan request
Indicate whether this is for a purchase, refinance, or other loan type. Enter the property address and estimated loan amount if known.
Attach supporting documents and submit
Include your DD-214 (separation papers), statement of service letter, or other proof of eligibility. Sign, date, and submit to the VA or through your lender.
About VA Form 26-1880 (Request for Certificate of Eligibility)
Who needs this form
Veterans, active-duty service members, National Guard or Reserve members, and eligible surviving spouses who want to obtain a VA-backed home loan. You need a COE to prove your entitlement to VA loan benefits.
Where to submit
Submit online through VA.gov, through your VA-approved lender (who can often obtain the COE electronically), or by mail to the VA Regional Loan Center that serves your state.
Source and content freshness
- Filing deadlines may shift for weekends and holidays. Verify due dates with official instructions.
Common mistakes to avoid
- Not including proof of military service (DD-214 for veterans, statement of service for active duty)
- Leaving the loan amount or property address blank when already under contract
- Confusing prior VA loan usage - failing to account for previously used entitlement
- Not signing the form or providing an incomplete Social Security number
Frequently asked questions
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Can my lender get the COE for me?
Yes. Most VA-approved lenders can obtain your COE electronically through the VA's Web LGY system, often within seconds. You can also request it yourself online at VA.gov or by mailing Form 26-1880. Many borrowers find it fastest to have their lender pull it during the loan application process (URLA Form 1003).
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